Starwood Preferred Guest® Business Credit Card from American ExpressIssued by American Express.This card received a rating of 4.00 out of 5.00 |
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Basic Credit Card Information
| Introductory Rate: | 2.9% APR for 6 Months |
| Time Period: | 6 months |
| Rate Applied To: | Purchases, Balance Transfers |
| Additional Details: | The introductory rate is only available on balance transfers submitted during the application. |
| Regular APR: | Prime + 9.99% |
| Variable or Fixed: | Variable |
| Annual Fee: | $45** |
| Annual Fee Details: | **The annual fee will be waived for the first year. Thereafter, the fee is $45. |
| Application Fee: | n/app |
| Participation Fee: | n/app |
| Reload Fee: | n/app |
| Inactive Fee: | n/app |
| Total First Year Fees: | n/app |
| Type Of Rewards: | Point |
| Be sure to read the card's Terms and Conditions before applying! | |
Credit Card Review
The Starwood Preferred Guest® Business Credit Card from American Express is designed for business owners with good credit who frequently stay at Starwood hotels and resorts and plan to take advantage of the various benefits and services that are provided.
In reference to the reward program, one point is earned for every dollar spent on the card and double points are earned at participating Starwood properties and retail outlets. Points can be redeemed for various travel services, such as free hotel stays and airline travel. Cardholders also earn 10,000 bonus points after their first purchase, which is enough for up to three free nights. Points do not expire as long as the account is active within a one-year period.Perhaps what is most impressive about the program is the fact that cardholders can transfer earned points to a variety of frequent flyer programs. Aside from the reward program, the card does offer a variety of benefits such as emergency card replacement and various travel and emergency assistance services. Cardholders will also receive access to the OPEN Savings Network for discounts on products and services at participating merchants and retailers.The interest rate for purchases is considered above average, but there is a low introductory rate for purchases and balance transfers for the first six months. There is an annual fee of $45.Therefore, those who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and frequently stay at Starwood hotels and resorts (to earn additional points) will benefit most from what the Starwood Preferred Guest® Business Credit Card from American Express has to offer.This review was updated 2008-08-19T00:00:00.0000000-07:00
Reward Program Information
| Type Of Rewards: | Point |
| Reward Program Optional: | No |
| Optional programs may have a fee. See Terms and Conditions for details. |
| For Cards with Cash Back Incentives | |
| Lowest Possible Rebate: | n/app |
| Highest Possible Rebate: | n/app |
| Additional Rebates: | n/app |
| Rebate Details: | n/app |
| For Cards with Point Incentives | |
| Points Per Dollar Spent: | 1 Point |
| Additional Points: | Cardholders earn double points for stays at participating Starwood hotels and resorts and purchases made at select Starwood retail outlets. |
| Point Details: | Starpoints can be redeemed at over 860 participating Starwood hotels and resorts in 95 countries with no blackout dates, and they can be transferred to over 30 major airlines. |
| For Cards with Airline Incentives | |
| Miles Per Dollar Spent: | n/app |
| Additional Miles: | n/app |
| Program Details: | n/app |
Rewards Expiration Period: 1 Year (Points do not expire as long as the account is active within a 1-year period.)
Annual Limit: None
Additional Credit Card Perks
Special Notations about the Starwood Preferred Guest® Business Credit Card from American Express
Card is currently unavailable to residents of Puerto Rico. See website for complete terms and conditions of card usage and application disclosure.Always read the credit card's Terms and Conditions before applying!
