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American Express(R) Gold Card

The American Express(R) Gold Card is an ideal card for those who can afford to pay in full each month to avoid accumulating credit card debt, as often can be the case with revolving balances and high interest rates. Cardholders have access to the Membership Rewards program for no additional fee. Through the rewards program, cardholders earn one point per dollar spent on all purchases. Plus, cardholders will receive 10,000 bonus points after they spend $500 in three months, which is redeemable for a $100 gift card at participating merchants and retailers. Points can be redeemed for travel rewards on over 21 airlines and for many other rewards. There is no limit to the amount of points that can be earned, and points never expire. There is no annual fee for the first year - a savings of $125. Additional services and benefits include travel accident insurance, auto rental insurance, purchase protection services, various merchant discounts, and more. Cardholders will also have access to Gold Card Events, which gives them exclusive access to tickets for select concerts, shows, sporting events, and more. Therefore, those who can afford to pay in full each month, would like to participate in the rewards program, and plan to take advantage of the many benefits and services provided by American Express® will benefit most from what the American Express(R) Gold Card has to offer.
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The Platinum Card(R) from American Express

The Platinum Card® from American Express is a charge card designed for those who have an excellent credit history, can pay in full each month, and want to avoid accumulating credit card debt. This platinum card is by far one of the most glamorous of all platinum cards - offering numerous benefits and services to cardholders. In addition to the services provided by the gold card, the platinum card offers a concierge service, exclusive shopping discounts, up to $500,000 in travel accident insurance, and various travel related discounts, benefits, and services for cardholders. Access to the Membership Rewards® program is free and offers cardholders the opportunity to redeem accumulated points for various services and benefits. For those who are not familiar with the Membership Rewards® program, it is by far one of the best and most flexible reward programs available, with no expiration or yearly limit applied towards points earned. Plus, cardholders get 25,000 bonus points when they spend $1000 in their first three months of membership - that's the equivalent of one domestic airline ticket. Of course, all these services and benefits come with a hefty price - a $450 annual fee, which is one of the highest annual fees in the credit card industry. Due to its high annual fee, this card should be exclusively used by those who spend at least $3,500 - $4,500 or more on their credit cards each month, frequently travel, and plan to take advantage of the many exclusive benefits offered. Therefore, those who will take advantage of the many services and discounts and plan to spend several thousand dollars a month will benefit most from The Platinum Card® from American Express.
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IberiaBank Visa® Platinum Rewards Card

The IberiaBank Visa® Platinum Rewards Card, issued by IberiaBank, is ideal for those with very good credit who plan to take advantage of the rewards program offered. Through the rewards program, cardholders earn one point per dollar spent on all qualifying purchases. Points are redeemable for merchandise, travel and gift certificates to participating restaurants and merchants. There is no annual fee for the ScoreCard® Bonus Points Program. There is no annual fee and the interest rate for purchases is reasonably low for a reward card (for those who qualify). In addition, the card offers a low introductory rate on balance transfers submitted during the first three months for the first six months of membership. Aside from the rewards program, cardholders can expect common benefits, such as up to $1,000,000 in travel accident insurance, lost and stolen card reporting, and various online account services. Therefore, those who qualify for the lowest rate offered, do not want to pay an annual fee, and plan to take advantage of the rewards program will benefit most from what the IberiaBank Visa® Platinum Rewards Card has to offer.
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American DreamCard™ Platinum MasterCard®

The American DreamCard™ Platinum MasterCard®, issued by HSBC Bank Nevada, N.A., is an ideal credit card for those with very good credit who are looking for an average platinum card with a monthly cash sweepstakes program. Through the American DreamCard™ Sweepstakes program, one entry is awarded for each dollar spent in purchases, cash advances, and balance transfers. Cardholders also receive 1,000 bonus entries when they apply online. Each month, one winner will be selected for a cash prize of up to .50% of the total amount of net dollars spent by the participating American DreamCard™ cardholders during the corresponding drawing period, starting at $25,000. The card also offers a referral program that rewards cardholders with 50 entries for each referral, plus a signing bonus of 1,000 entries for each referral who becomes a cardholder. The card has no annual fee and a variable interest rate on all transactions. It is important to note that the APRs for all transactions are tied to the highest Prime Rate during a three-month period. Therefore, due to this policy, the lowest possible interest rates may never be reached. Aside from the sweepstakes program, the card does not offer any common benefits that are associated with most platinum status credit cards. Therefore, those who qualify for the lowest rate offered and will take advantage of the American DreamCard™ Sweepstakes will benefit most from what the American DreamCard™ Platinum MasterCard® has to offer.
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American Express(R) Premier Rewards Gold Card

American Express now offers a faster way to earn points with the American Express® Premier Rewards Gold Card. This card allows you to buy the things you need, and get rewarded with the things you want. With the American Express® Premier Rewards Gold Card, you can earn points up to three times as fast. Earn 15,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership. You can earn triple points on all airfare for the life of your membership, as well as earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year. Rewards points have no expiration date, and there is no limit to the number of points you can earn. Use Membership Rewards Pay with Points to fly any airline, anytime with no seat restrictions or blackout dates. You can also book hotels, cruises and vacation packages. Use points to pay for your entire trip or a portion of it, and continue to earn points with your favorite frequent flyer and guest programs when you book. Points can also be redeemed for rewards from over 50 of the finest names in shopping and entertainment. Enjoy the security and convenience that American Express has to offer every time you shop and travel. The American Express® Premier Rewards Gold Card provides a Fraud Protection Guarantee, Return Protection, Extended Warranty, and Purchase Protection. with Emergency Card Replacement services. When you travel, book using the American Express Travel Service, which qualifies you to receive a credit of up to $100 to your account once a year. You will also enjoy a Baggage Insurance Plan, Emergency Check-In, Assured Reservations, Car Rental Loss and Damage Insurance, and Travel Accident Insurance. With the Gold Card status, you can enjoy special travel packages and upgrades, as well as access to Preferred Seating, pre-sale tickets, and much more! Therefore, if you are interested in a card with huge rewards, convenience and security, the American Express
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Discover® Open Road Card

The Discover® Open Road Card, issued by Discover, is designed for those with very good credit who would like to earn cash rewards on gas and auto maintenance expenses. Through the reward program, cardholders earn a full 2% Cashback Bonus automatically at any gas station and any restaurant. In addition, you'll earn a full 1% unlimited Cashback Bonus on all other purchases after your total annual purchases exceed $3,000, and other purchases that are part of your first $3,000 will earn .25%. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period. As an added bonus, cardholders can earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. In addition to the rewards program, the card also provides several platinum benefits, including travel accident insurance, auto rental insurance, and various fraud and security protection services. This card has an attractive 0% introductory APR on purchases for 6 months. There is also a 0% introductory APR on balance transfers for 12 months. The APR for this card is reasonable, although it is important to note that only higher qualifying applicants will receive the lowest rate available. Therefore, those who plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates) and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® Open Road Card has to offer.
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Zync from American Express(SM)

Zync from American Express(SM) is a rewards credit card that offers a full range of customizable card benefits. Membership Rewards®, which can be redeemed for travel, shopping and entertainment rewards, are earned with every eligible purchase. Cardholders can also choose which Lifestyle Pack offers them the benefits they use most. Zync from American Express(SM) has a low annual fee of just $25 for the Basic Card. And because the balance is paid in full each month, cardholders pay no monthly interest fees. With Zync from American Express(SM), you can choose the Lifestyle Packs that fit you. Choose as many Packs as you want, or choose none at all. The Go Pack allows you to earn 2X Membership Rewards® points on airfare. Other benefits include discounts of up to 25% at Avis and Budget, and discounts of up to 20% at Hertz. The Social Pack allows you to earn 2X Membership Rewards® points on restaurant and events purchases. You can even get special access to event tickets before they go on sale to the public. With the Connect Pack, you can earn 2X Membership Rewards® points on mobile and cable services, including cell phone, cable and internet. You will use 25% fewer points when you get mobile devices at membershiprewards.com. The Eco Pack gives cardholders 2X Membership Rewards® points on purchases from select green merchants. You will use 25% fewer points on eco-friendly merchandise and carbon offsets purchased at membershiprewards.com/eco. Plus, for every Eco Pack membership, American Express will purchase $1 worth of carbon offsets from TerraPass, which funds reductions in carbon emissions at dairy farms and landfills across the U.S. Therefore, if you're interested in a credit card that allows you to customize your benefits and you don't mind paying your balance in full each month, the Zync from American Express(SM) may be the right card for you.
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Citi® Diamond Preferred® Rewards Card

The Citi® Diamond Preferred® Rewards Card, issued by Citibank, is designed for those with good credit who plan to take advantage of the rewards program offered. Through the rewards program, cardholders earn five points for every dollar spent on purchases made at supermarkets, drugstores, and gas stations for the first 12 months of cardmembership, one point thereafter, and one point for every dollar spent on all other purchases. These points can also be redeemed for various items or services. Additionally, this card now has the added benefit of a $50 gift card. Customers can redeem 6,000 bonus points after $300 in purchases within 3 months of account opening for their $50 gift card. There is a 75,000 yearly limit to the number of points that can be earned, and points will expire in five years. This card has no annual fee, and it has a reasonably low interest rate for purchases and balance transfers in comparison to other reward cards. In addition, the card has a 0% introductory rate that can be applied toward purchases and balance transfers for 12 months. The card also offers Citi® Identity Theft Solutions, a Price Protection Program, and $0 liability on unauthorized purchases. Therefore, those who plan to take advantage of the 0% introductory rate for balance transfers and are interested in participating in the reward program will benefit most from what the Citi® Diamond Preferred® Rewards Card has to offer.
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