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Rewards 660 Visa® Card

Issued by Dakota State Bank.

This card received a rating of 2.00 out of 5.00

Basic Credit Card Information

Introductory Rate: No Introductory Rate Available
Time Period: n/a
Rate Applied To: None
Additional Details: n/app
Regular APR: 19.92%
Variable or Fixed: Fixed
Annual Fee: $48
Annual Fee Details: None
Application Fee: $97+ $95
Participation Fee: $120 ($10 monthly)
Reload Fee: n/app
Inactive Fee: n/app
Total First Year Fees: $360
Type Of Rewards: n/app
Be sure to read the card's Data before applying!

Credit Card Review

The Rewards 660 Visa® Card, issued by Dakota State Bank, is a credit card designed for those with poor credit who would like an unsecured credit card.

The main benefit of this unsecured credit card is that it reports to the TransUnion and Equifax credit bureaus. This is a rare opportunity for those with poor credit who would otherwise only qualify for secured or prepaid cards, which often do not report to credit bureaus or charge fees to report to credit bureaus.

The annual fee applied to new accounts is $48. There is also an account set-up fee of $97, a one time program fee of $95, and a monthly maintenance fee of $10, which amounts to $120 per year. The total amount of standard fees (not including penalty or default fees) is $360 for the first year.

This card does have an above average interest rate for purchases, but those cardholders who can pay their monthly balances in full will be able to avoid the high rate while still taking advantage of having their card reported to TransUnion and Equifax.

Therefore, those who can pay their balances in full, want an unsecured credit card, and do not mind paying the various fees may find the Rewards 660 Visa® Card to be beneficial.

This review was updated 2008-08-01T00:00:00.0000000-07:00

Reward Program Information

Type Of Rewards: n/app
Reward Program Optional: n/app
  Optional programs may have a fee. See Data for details.

For Cards with Cash Back Incentives
   Lowest Possible Rebate: n/app
   Highest Possible Rebate: n/app
   Additional Rebates: n/app
   Rebate Details: n/app

For Cards with Point Incentives
   Points Per Dollar Spent: n/app
   Additional Points: n/app
   Point Details: n/app

For Cards with Airline Incentives
   Miles Per Dollar Spent: n/app
   Additional Miles: n/app
   Program Details: n/app

Rewards Expiration Period: n/app

Annual Limit: n/app

Additional Credit Card Perks

Various Internet account related services. Lost and stolen card reporting. See website for additional benefits.

Special Notations about the Rewards 660 Visa® Card

The card has a $95 program fee and a one time $97 account set-up fee. The participation fee of $120 is divided into $10 monthly. Cash advances are subject to limitations and are not permitted within the first ninety days following card issuance. Offer not available to New York or Wisconsin residents. See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's Data before applying!

 

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