The Platinum Card(R) from American ExpressIssued by American Express.This card received a rating of 5.00 out of 5.00 |
|
Basic Credit Card Information
| Introductory Rate: | N/A |
| Time Period: | |
| Rate Applied To: | |
| Additional Details: | |
| Regular APR: | |
| Variable or Fixed: | |
| Annual Fee: | $450 annua |
| Annual Fee Details: | |
| Application Fee: | |
| Participation Fee: | |
| Reload Fee: | |
| Inactive Fee: | |
| Total First Year Fees: | |
| Type Of Rewards: | |
| Be sure to read the card's before applying! | |
Credit Card Review
The Platinum Card® from American Express is a charge card designed for those who have an excellent credit history, can pay in full each month, and want to avoid accumulating credit card debt. This platinum card is by far one of the most glamorous of all platinum cards - offering numerous benefits and services to cardholders. In addition to the services provided by the gold card, the platinum card offers a concierge service, exclusive shopping discounts, up to $500,000 in travel accident insurance, and various travel related discounts, benefits, and services for cardholders. Access to the Membership Rewards® program is free and offers cardholders the opportunity to redeem accumulated points for various services and benefits. For those who are not familiar with the Membership Rewards® program, it is by far one of the best and most flexible reward programs available, with no expiration or yearly limit applied towards points earned. Plus, cardholders get 25,000 bonus points when they spend $1000 in their first three months of membership - that's the equivalent of one domestic airline ticket. Of course, all these services and benefits come with a hefty price - a $450 annual fee, which is one of the highest annual fees in the credit card industry. Due to its high annual fee, this card should be exclusively used by those who spend at least $3,500 - $4,500 or more on their credit cards each month, frequently travel, and plan to take advantage of the many exclusive benefits offered. Therefore, those who will take advantage of the many services and discounts and plan to spend several thousand dollars a month will benefit most from The Platinum Card® from American Express.
This review was updated
Reward Program Information
| Type Of Rewards: | |
| Reward Program Optional: | |
| Optional programs may have a fee. See for details. |
| For Cards with Cash Back Incentives | |
| Lowest Possible Rebate: | |
| Highest Possible Rebate: | |
| Additional Rebates: | |
| Rebate Details: | |
| For Cards with Point Incentives | |
| Points Per Dollar Spent: | |
| Additional Points: | |
| Point Details: | |
| For Cards with Airline Incentives | |
| Miles Per Dollar Spent: | |
| Additional Miles: | |
| Program Details: | |
Rewards Expiration Period:
Annual Limit:
Additional Credit Card Perks
Special Notations about the The Platinum Card(R) from American Express
Always read the credit card's before applying!
