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IberiaBank Visa® Gold Cash Back Rewards Card

Issued by IberiaBank.

This card received a rating of 5.00 out of 5.00

Basic Credit Card Information

Introductory Rate: 0% APR for 6 Months
Time Period: 6 months
Rate Applied To: Balance Transfers
Additional Details: The introductory rate is available on balance transfers submitted during the first three months.
Regular APR: As low as 8.00%*
Variable or Fixed: Variable
Annual Fee: $0
Annual Fee Details: None
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total First Year Fees: n/app
Type Of Rewards: Rebate
Be sure to read the card's Data before applying!

Credit Card Review

The IberiaBank Visa® Gold Cash Back Rewards Card, issued by Pulaski Bank, is designed for those with good credit who would like to take advantage of the cash reward program.

Through the rewards program, cardholders earn a 1% cash rebate per dollar spent on all purchases. There is no limit to the amount of rebates cardholders may earn and rebates do not expire for the life of the account.

The card has no annual fee and the interest rate for purchases is reasonably low for a reward card (for those who qualify). Plus, the card offers a 0% introductory rate on balance transfers submitted during the first three months for the first six months of membership.

In addition to the cash rebate, cardholders have access to common gold benefits, such as up to $500,000 in travel accident insurance, lost and stolen card reporting, and various online account services.

Therefore, those who qualify for the lowest rate offered, do not want to pay an annual fee, and plan to take advantage of the cash rebate program will benefit most from what the IberiaBank Visa® Gold Cash Back Rewards Card has to offer.

This review was updated 2009-01-02T00:00:00.0000000-07:00

Reward Program Information

Type Of Rewards: Rebate
Reward Program Optional: No
  Optional programs may have a fee. See Data for details.

For Cards with Cash Back Incentives
   Lowest Possible Rebate: 1%
   Highest Possible Rebate: 1%
   Additional Rebates: None
   Rebate Details: Earn a 1% rebate per dollar spent on general purchases.

For Cards with Point Incentives
   Points Per Dollar Spent: n/app
   Additional Points: n/app
   Point Details: n/app

For Cards with Airline Incentives
   Miles Per Dollar Spent: n/app
   Additional Miles: n/app
   Program Details: n/app

Rewards Expiration Period: None

Annual Limit: None

Additional Credit Card Perks

Various Internet account related services. Lost and stolen card reporting. Up to $500,000 in travel accident insurance. See website for additional benefits.

Special Notations about the IberiaBank Visa® Gold Cash Back Rewards Card

*The APR for purchases and balance transfers varies according to the applicant's credit history and will be the Prime Rate + 4% up to the Prime Rate + 6%. *The APR for cash advances varies according to the applicant's credit history and will be Prime Rate + 8% up to the Prime Rate + 10%. See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's Data before applying!

 

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