IberiaBank Visa® Classic Card Issued by IberiaBank. This card received a rating of 4.50 out of 5.00

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Basic Credit Card Information

Introductory Rate:	0% APR for 6 Months
Time Period:	6 months
Rate Applied To:	Balance Transfers
Additional Details:	The introductory rate is available on balance transfers submitted during the first three months.
Regular APR:	4.00%
Variable or Fixed:	Variable
Annual Fee:	$0
Annual Fee Details:	None
Application Fee:	n/app
Participation Fee:	n/app
Reload Fee:	n/app
Inactive Fee:	n/app
Total First Year Fees:	n/app
Type Of Rewards:	n/app
Be sure to read the card's Data before applying!

Credit Card Review

The IberiaBank Visa® Classic Card, issued by Pulaski Bank, is designed for those with average credit who may occasionally carry a balance.

Although this card does not offer a rewards program, it does offer access to common services and benefits, including online account access and lost and stolen card reporting.

The card has no annual fee and offers a 0% introductory rate that can be applied towards balance transfers for the first six months. Once the introductory rate expires, the card offers a very low interest rate for all transactions. This is a rare benefit, considering that the rate for cash advances is generally much higher than that of purchases.

Therefore, those who are looking for a low rate credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Classic Card has to offer.

This review was updated 2008-08-19T00:00:00.0000000-07:00

Reward Program Information

Type Of Rewards:	n/app
Reward Program Optional:	n/app
	Optional programs may have a fee. See Data for details.

For Cards with Cash Back Incentives
Lowest Possible Rebate:	n/app
Highest Possible Rebate:	n/app
Additional Rebates:	n/app
Rebate Details:	n/app

For Cards with Point Incentives
Points Per Dollar Spent:	n/app
Additional Points:	n/app
Point Details:	n/app

For Cards with Airline Incentives
Miles Per Dollar Spent:	n/app
Additional Miles:	n/app
Program Details:	n/app

Rewards Expiration Period: n/app

Annual Limit: n/app

Additional Credit Card Perks

Various internet account services. Lost and stolen card reporting. See website for additional benefits.

Special Notations about the IberiaBank Visa® Classic Card

The APR for purchases and balance transfers varies according to the applicant's credit history and will be -1.00%, 0.00%, or 1.00% + Prime Rate. The APR for cash advances varies according to the applicant's credit history and will be 0.00%, 1.00%, or 2.00% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's Data before applying!