Discover® More(SM) Card - ClearIssued by Discover.This card received a rating of 4.00 out of 5.00 |
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Basic Credit Card Information
| Introductory Rate: | 0% Intro APR* |
| Time Period: | 6 months |
| Rate Applied To: | Purchases, Balance Transfers |
| Additional Details: | There is a 0% introductory APR* on purchases for 6 months and a 0% introductory APR* on balance transfers for 12 months. See terms and conditions for complete details. |
| Regular APR: | 10.99% |
| Variable or Fixed: | Variable |
| Annual Fee: | $0 |
| Annual Fee Details: | None |
| Application Fee: | n/app |
| Participation Fee: | n/app |
| Reload Fee: | n/app |
| Inactive Fee: | n/app |
| Total First Year Fees: | n/app |
| Type Of Rewards: | Rebate |
| Be sure to read the card's before applying! | |
Credit Card Review
Discover's Discover® More(SM) Card ? Clear is fitting for those with very good credit who want a cash reward credit card.
Through this card's reward program, cardholders are able to earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Up to 1% can also be earned on general purchases and .25% for purchases made at select warehouse clubs and discount stores. The way rebates can be earned is quite simple. Those who spend up to $1,500 on general purchases will receive a .25% rebate. If a cardholder spends between $1,500 and $3,000, a .5% rebate will be earned. Any general purchase expense yields a 1% rebate to the cardholder.*As an added bonus, cardholders can earn up to a double Cashback Bonus® when they redeem their rebates for gift certificates from participating Discover® Card Partners. What's more is that with the Discover® More(SM) Card ? Clear, there is no annual cap on the amount of rebates that can be earned. As long as the account is active during a 36-month period, rebates will not expire.What makes this card even more attractive is that there is no annual fee and a 0% introductory rate on purchases for six months. Balance transfers will be covered by a 0% introductory rate for twelve months. After the introductory rate expires, the APR for purchases with this card is reasonable for those who qualify.Platinum style benefits that are provided with this card include travel accident insurance, auto rental insurance, and fraud protection services. Cardholders will also have access to discounts on products and services at participating merchants and retailers.With the Discover® More(SM) Card ? Clear, those who plan on spending at least $3,000 per year and who plan on taking advantage of the Cashback Bonus® reward program will find this card to be the most beneficial.*It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award.This review was updated 2008-08-19T00:00:00.0000000-07:00
Reward Program Information
| Type Of Rewards: | Rebate |
| Reward Program Optional: | No |
| Optional programs may have a fee. See for details. |
| For Cards with Cash Back Incentives | |
| Lowest Possible Rebate: | .25% |
| Highest Possible Rebate: | 5% |
| Additional Rebates: | Cardholders earn a 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies, and more. Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners. |
| Rebate Details: | Earn a 0.25% rebate for up to $1,500 in general spending; 0.5% for over $1,500 up to $3,000; and 1% for over $3,000. Reward is redeemable in $20 increments only. |
| For Cards with Point Incentives | |
| Points Per Dollar Spent: | n/app |
| Additional Points: | n/app |
| Point Details: | n/app |
| For Cards with Airline Incentives | |
| Miles Per Dollar Spent: | n/app |
| Additional Miles: | n/app |
| Program Details: | n/app |
Rewards Expiration Period: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus®.)
Annual Limit: None
Additional Credit Card Perks
Special Notations about the Discover® More(SM) Card - Clear
The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%. See website for complete terms and conditions of card usage and application disclosure.Always read the credit card's before applying!
