Citi® Platinum Select® Card for College Students Issued by Citibank. This card received a rating of 3.50 out of 5.00

Redirecting to the card issuer's secure server. Please wait while we redirect you to the card issuer's secure website to apply for the card you selected.

Basic Credit Card Information

Introductory Rate:	0% APR for 6 Months
Time Period:	6 months
Rate Applied To:	Purchases, Balance Transfers, Cash Advances
Additional Details:	The introductory rate is available for all transactions.
Regular APR:	12.99%
Variable or Fixed:	Variable
Annual Fee:	$0
Annual Fee Details:	None
Application Fee:	n/app
Participation Fee:	n/app
Reload Fee:	n/app
Inactive Fee:	n/app
Total First Year Fees:	n/app
Type Of Rewards:	n/app
Be sure to read the card's Terms and Conditions before applying!

Credit Card Review

The Citi® Platinum Select® Card for College Students, issued by Citibank, is designed for those students who have a somewhat established credit history as this is a platinum credit card.

The interest rate for purchases and balance transfers is average for a student credit card, and there is no annual fee. Cardholders will also be able to take advantage of a 0% introductory rate that applies to all transactions for the first six months of membership (a rare benefit for a student credit card). However, there is a minimum cap of 19.99% for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap.

As with many Citibank platinum credit cards, cardholders can expect access to a variety of benefits that include up to $1,000,000 in travel accident insurance, auto rental insurance, fraud protection services, and various travel and emergency assistance services. In addition, the card offers students special discounts at select merchants and retailers.

Therefore, students who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and plan to take advantage of the student-related discounts will benefit most from what the Citi® Platinum Select® Card for College Students has to offer.

This review was updated 2008-07-28T00:00:00.0000000-07:00

Reward Program Information

Type Of Rewards:	n/app
Reward Program Optional:	n/app
	Optional programs may have a fee. See Terms and Conditions for details.

For Cards with Cash Back Incentives
Lowest Possible Rebate:	n/app
Highest Possible Rebate:	n/app
Additional Rebates:	n/app
Rebate Details:	n/app

For Cards with Point Incentives
Points Per Dollar Spent:	n/app
Additional Points:	n/app
Point Details:	n/app

For Cards with Airline Incentives
Miles Per Dollar Spent:	n/app
Additional Miles:	n/app
Program Details:	n/app

Rewards Expiration Period: n/app

Annual Limit: n/app

Additional Credit Card Perks

Various Internet account related services. $0 liability for unauthorized purchases. Identity theft solutions. Automatic bill payments. Access to credit education tips and tools. Lost and stolen card reporting. Emergency cash replacement. Emergency card replacement. Optional personal photo on card. Fraud and security protection services. Up to $1,000,000 in travel accident insurance. Auto rental insurance. Year-end financial statement (upon request). Medical referral services. Legal referral services. Various travel and emergency assistance services. Discounts on auto rentals. Discounts for students on products and services at participating merchants and retailers. See website for additional benefits.

Special Notations about the Citi® Platinum Select® Card for College Students

No minimum income or cosigner required. See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's Terms and Conditions before applying!