Citi CashReturns(SM) MasterCard® Issued by Citibank. This card received a rating of 4.50 out of 5.00

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Basic Credit Card Information

Introductory Rate:	0% APR for up to 12 Months
Time Period:	See Terms
Rate Applied To:	Balance Transfers
Additional Details:	None
Regular APR:	As low as 9.99%
Variable or Fixed:	Variable
Annual Fee:	$0
Annual Fee Details:	None
Application Fee:	n/app
Participation Fee:	n/app
Reload Fee:	n/app
Inactive Fee:	n/app
Total First Year Fees:	n/app
Type Of Rewards:	Rebate
Be sure to read the card's Terms and Conditions before applying!

Credit Card Review

The Citi CashReturns(SM) MasterCard®, issued by Citibank, is designed for those with very good credit who will take advantage of the interest-free introductory offer and the cash back reward program.

The card offers access to a free reward program. Through the reward program, cardholders will earn a 1% rebate on purchases and cash advances. Cardholders will receive five CitiDollars for each individual balance transfer transaction of $1,500 or more. A $50 check will automatically be issued every time $50 CitiDollars have been earned. Checks cannot be issued for less than $50.

The card has no annual fee, an attractive 0% introductory rate on balance transfers for up to twelve months, and a reasonable interest rate for purchases. However, there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap.

Aside from the reward program, cardholders can expect access to a variety of benefits and services that include no liability for unauthorized transactions, auto rental insurance, various travel and emergency assistance services, and an annual account summary.

Therefore, individuals who will take advantage of the reward program, the introductory offer, and the additional benefits will benefit most from what the Citi CashReturns(SM) MasterCard® has to offer.

This review was updated 2008-08-20T00:00:00.0000000-07:00

Reward Program Information

Type Of Rewards:	Rebate
Reward Program Optional:	No
	Optional programs may have a fee. See Terms and Conditions for details.

For Cards with Cash Back Incentives
Lowest Possible Rebate:	1%
Highest Possible Rebate:	1%
Additional Rebates:	Cardholders will receive five CitiDollars for each individual balance transfer transaction of $1,500 or more.
Rebate Details:	A $50 check will be issued upon request once $50 CitiDollars have been earned. Checks cannot be issued for less than $50.

For Cards with Point Incentives
Points Per Dollar Spent:	n/app
Additional Points:	n/app
Point Details:	n/app

For Cards with Airline Incentives
Miles Per Dollar Spent:	n/app
Additional Miles:	n/app
Program Details:	n/app

Rewards Expiration Period: None

Annual Limit: None

Additional Credit Card Perks

Various Internet account related services. $0 liability for unauthorized purchases. Auto rental insurance. Auto rental discounts. Travel accident insurance. Fraud and security protection services. Various travel and emergency assistance services. Identity theft solutions. Lost and stolen card reporting. Annual account summary. See website for additional benefits.

Special Notations about the Citi CashReturns(SM) MasterCard®

The APR for purchases and balance transfers varies according to the applicant's credit history and will be 9.99%, 13.99%, or 17.99%. The 0% introductory offer varies according to the applicant's credit history and will apply to balance transfers for 1-12 months or 3-6 months. See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's Terms and Conditions before applying!