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Capital One® Standard Platinum

Issued by Capital One.

This card received a rating of 3.00 out of 5.00

Basic Credit Card Information

Introductory Rate: 0% on Purchases until December 2008
Time Period: See Terms
Rate Applied To: Purchases
Additional Details: A 0% introductory rate is available on purchases until December 2008. See terms and conditions for complete details.
Regular APR: 19.55%
Variable or Fixed: Variable
Annual Fee: $0
Annual Fee Details: None
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total First Year Fees: n/app
Type Of Rewards: n/app
Be sure to read the card's Data before applying!

Credit Card Review

The Capital One® Standard Platinum card is designed for those who have an average credit history and is a great choice if you want a card with no annual fee and no balance transfer fees.

The card does have an interest rate that is slightly high for purchases and balance transfers; however, there is a 0% APR on purchases until December 2008. This card also has no annual fee as well as no balance transfer fees.

In addition, this card provides platinum benefits and services including travel accident insurance, extended warranties for purchases, and roadside assistance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.

Therefore, those who have average credit and will make use of the additional services will benefit most from what the Capital One® Standard Platinum card has to offer.

This review was updated 2008-08-20T00:00:00.0000000-07:00

Reward Program Information

Type Of Rewards: n/app
Reward Program Optional: n/app
  Optional programs may have a fee. See Data for details.

For Cards with Cash Back Incentives
   Lowest Possible Rebate: n/app
   Highest Possible Rebate: n/app
   Additional Rebates: n/app
   Rebate Details: n/app

For Cards with Point Incentives
   Points Per Dollar Spent: n/app
   Additional Points: n/app
   Point Details: n/app

For Cards with Airline Incentives
   Miles Per Dollar Spent: n/app
   Additional Miles: n/app
   Program Details: n/app

Rewards Expiration Period: n/app

Annual Limit: n/app

Additional Credit Card Perks

$0 Fraud Liability for unauthorized use if your card is lost or stolen. Additional safety with your purchases, thanks to an extended warranty program. 24/7 customer support and online account service.

Special Notations about the Capital One® Standard Platinum

This card is for applicants with Average Credit. *See Capital One® important disclosures for more information. **The over-the-credit-limit fee will be based on the amount of the cardholder's credit limit at the time the fee is applied.

Always read the credit card's Data before applying!

 

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