Bank of America Visa Signature® WorldPoints™ RewardIssued by Bank of America.This card received a rating of 5.00 out of 5.00 |
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Basic Credit Card Information
| Introductory Rate: | 0% APR for 12 Billing Cycles |
| Time Period: | See Terms |
| Rate Applied To: | Balance Transfers |
| Additional Details: | The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks. |
| Regular APR: | 9.99% / 15.99% |
| Variable or Fixed: | Fixed |
| Annual Fee: | $0 |
| Annual Fee Details: | None |
| Application Fee: | n/app |
| Participation Fee: | n/app |
| Reload Fee: | n/app |
| Inactive Fee: | n/app |
| Total First Year Fees: | n/app |
| Type Of Rewards: | Point |
| Be sure to read the card's Terms and Conditions before applying! | |
Credit Card Review
The Bank of America Visa Signature® WorldPoints® Rewards, issued by FIA Card Services, N.A., is designed for those with excellent credit who plan to take advantage of the reward program that it offers.
Cardholders earn one point for every dollar spent on general purchases, which can be redeemed for a variety of benefits including merchandise, gift certificates, cash rebates, and travel rewards. There is no limit to the amount of points that may be earned per year; however, points will expire after five years. This card has no annual fee, and the APR for purchases and balance transfers is reasonably low. There is also a 0% introductory APR for balance transfers and cash advance checks for the first twelve billing cycles.In addition to the reward program, cardholders can expect common benefits such as fraud protection services, online access, and a personal concierge service.Therefore, those who plan to take advantage of the introductory offer, the very low APR for purchases and balance transfers, the reward program, and the various benefits and services may find the Bank of America Visa Signature® WorldPoints® Rewards to be a suitable option.This review was updated 2008-08-19T00:00:00.0000000-07:00
Reward Program Information
| Type Of Rewards: | Point |
| Reward Program Optional: | No |
| Optional programs may have a fee. See Terms and Conditions for details. |
| For Cards with Cash Back Incentives | |
| Lowest Possible Rebate: | n/app |
| Highest Possible Rebate: | n/app |
| Additional Rebates: | n/app |
| Rebate Details: | n/app |
| For Cards with Point Incentives | |
| Points Per Dollar Spent: | 1 Point |
| Additional Points: | None |
| Point Details: | Points are redeemable for travel, merchandise, gift certificates, cash, and more. |
| For Cards with Airline Incentives | |
| Miles Per Dollar Spent: | n/app |
| Additional Miles: | n/app |
| Program Details: | n/app |
Rewards Expiration Period: 5 Years
Annual Limit: None
Additional Credit Card Perks
Special Notations about the Bank of America Visa Signature® WorldPoints™ Reward
This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.Always read the credit card's Terms and Conditions before applying!
