Bank of America Accelerated Rewards™ American Express® CardIssued by Bank of America.This card received a rating of 4.50 out of 5.00 |
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Basic Credit Card Information
| Introductory Rate: | 0% APR for 12 Billing Cycles |
| Time Period: | See Terms |
| Rate Applied To: | Balance Transfers |
| Additional Details: | The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks. |
| Regular APR: | 9.99%/15.99% |
| Variable or Fixed: | Fixed |
| Annual Fee: | $0 |
| Annual Fee Details: | None |
| Application Fee: | n/app |
| Participation Fee: | n/app |
| Reload Fee: | n/app |
| Inactive Fee: | n/app |
| Total First Year Fees: | n/app |
| Type Of Rewards: | Point |
| Be sure to read the card's Terms and Conditions before applying! | |
Credit Card Review
The Bank of America® Accelerated Rewards™ American Express® Card, issued by FIA Card Services, N.A., is designed for those with average credit who want to participate in the reward program.
Through the reward program, cardholders earn 1.25 points for every dollar they spend with the card. Points are redeemable for cash, brand-name merchandise, travel with no blackout dates, discounts at hotels, and gift certificates. There is no limit to the amount of points that cardholders can earn, but points will expire after five years.The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a reasonably low fixed interest rate on purchases and balance transfers once the introductory rate expires.This card also provides various benefits and services including a personal concierge service, identity theft recovery, and absolute fraud protection.Therefore, those who would like to participate in the reward program and will take advantage of the introductory rate will benefit most from what the Bank of America® Accelerated Rewards™ American Express® Card has to offer.This review was updated 2008-08-20T00:00:00.0000000-07:00
Reward Program Information
| Type Of Rewards: | Point |
| Reward Program Optional: | No |
| Optional programs may have a fee. See Terms and Conditions for details. |
| For Cards with Cash Back Incentives | |
| Lowest Possible Rebate: | n/app |
| Highest Possible Rebate: | n/app |
| Additional Rebates: | n/app |
| Rebate Details: | n/app |
| For Cards with Point Incentives | |
| Points Per Dollar Spent: | 1.25 Points |
| Additional Points: | Earn 1.25 points for every $1 in net retail purchases. |
| Point Details: | Points are redeemable for cash, brand-name merchandise, travel with no blackout dates, discounts at hotels, and gift certificates. |
| For Cards with Airline Incentives | |
| Miles Per Dollar Spent: | n/app |
| Additional Miles: | n/app |
| Program Details: | n/app |
Rewards Expiration Period: 5 Years
Annual Limit: None
Additional Credit Card Perks
Special Notations about the Bank of America Accelerated Rewards™ American Express® Card
This card is issued by FIA Card Services, N.A. See website for complete terms and conditions of card usage and application disclosure.Always read the credit card's Terms and Conditions before applying!
