Bank Freedom(SM) Prepaid MasterCard®Issued by MetaBank.This card received a rating of 4.00 out of 5.00 |
|
Basic Credit Card Information
| Introductory Rate: | No Introductory Rate Available |
| Time Period: | n/a |
| Rate Applied To: | None |
| Additional Details: | n/app |
| Regular APR: | n/app |
| Variable or Fixed: | n/app |
| Annual Fee: | $0 |
| Annual Fee Details: | None |
| Application Fee: | $0 |
| Participation Fee: | $4.95** |
| Reload Fee: | $0 for direct deposit; $0 for bank account to prepaid card load; $0 for prepaid card to bank account load; $0 for card to prepaid card load; $0 for Paypal to prepaid card load; up to $4.95 for cash load fee may be charged by MoneyPakŪ retailers. |
| Inactive Fee: | $0 |
| Total First Year Fees: | $59.40** |
| Type Of Rewards: | n/app |
| Be sure to read the card's Data before applying! | |
Credit Card Review
The Bank Freedom(SM) Prepaid MasterCard®, issued by MetaBank, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card.
This card requires the cardholder to make payments in advance, which are then used to offset future purchases made with the card. The card can be loaded by adding cash using a MoneyPak® at an authorized retailer, card to prepaid card (within the Bank Freedom program), Paypal to prepaid card, checking account to card transfers, or through free direct deposit. In addition, the $4.95 monthly service fee is waived if a minimum direct deposit of $500 is made.There are other fees associated with this card, including a $1.50 per ATM cash withdrawal, $5.95 paper statement mailing fee, and a $1.50 per ATM cash withdrawal. If $500 in direct deposits are not made monthly cardholders can expect to pay a minimum of $59.40 in fees within the first year.Cardholders can take advantage of additional services and benefits, including free email and wireless alerts for account information, MasterCard® Zero liability for unauthorized transactions, free direct deposit, and unlimited bill payment.Therefore, those who are looking for a prepaid card without a large amount of fees may find the Bank Freedom(SM) Prepaid MasterCard® to be a suitable option.This review was updated 2008-07-31T00:00:00.0000000-07:00
Reward Program Information
| Type Of Rewards: | n/app |
| Reward Program Optional: | n/app |
| Optional programs may have a fee. See Data for details. |
| For Cards with Cash Back Incentives | |
| Lowest Possible Rebate: | n/app |
| Highest Possible Rebate: | n/app |
| Additional Rebates: | n/app |
| Rebate Details: | n/app |
| For Cards with Point Incentives | |
| Points Per Dollar Spent: | n/app |
| Additional Points: | n/app |
| Point Details: | n/app |
| For Cards with Airline Incentives | |
| Miles Per Dollar Spent: | n/app |
| Additional Miles: | n/app |
| Program Details: | n/app |
Rewards Expiration Period: n/app
Annual Limit: n/app
Additional Credit Card Perks
Special Notations about the Bank Freedom(SM) Prepaid MasterCard®
$.50 fee per PIN-Debit transaction. $.50 per ATM balance inquiry. $.50 per ATM withdrawal decline. $1.50 per ATM cash withdrawal. $3.95 per international ATM withdrawal. $1 per international signature transaction. $4.95 fee for 10 bill payments per month; over 10, $0.50 each. $5.95 paper statement mailing fee. $9.95 lost or stolen card replacement. $14.95 check fee. *Cardholders may not load more than $2,500 in personal funds per load and $10,000 for direct deposit loads. There is no limit on the number of times you may value load your Card. However, the maximum value load you may place on your Card when aggregated with any other Cards is restricted to $500 each load. **$4.95 monthly service fee if a minimum direct deposit of $500 is not made. ***Up to $25 special research and documentation fee (may include authorization hold removal, account verification, account balancing, etc). ****1% currency conversion fee. See website for complete terms and conditions of card usage and application disclosure.Always read the credit card's Data before applying!
