Applied Bank® Secured Visa® Credit Card Issued by Applied Bank. This card received a rating of 4.00 out of 5.00

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Basic Credit Card Information

Introductory Rate:	No Introductory Rate Available
Time Period:
Rate Applied To:
Additional Details:
Regular APR:
Variable or Fixed:
Annual Fee:	See Terms
Annual Fee Details:	See Terms
Application Fee:	$0
Participation Fee:	$0
Reload Fee:	n/app
Inactive Fee:	n/app
Total First Year Fees:	See Terms
Type Of Rewards:
Be sure to read the card's Credit bureau reporting. See website for complete terms and conditions of card usage and application disclosure. before applying!

Credit Card Review

The Applied Bank® Secured Visa® Credit Card, issued by Applied Bank, is designed for those with limited or poor credit history who want the convenience of a credit card. The major benefit of this card is the fixed APR of 12.99% for purchases and cash advances, which is reasonably low for a secured card. There is a $200 minimum deposit required and a $500 maximum. Unlike most secured credit cards, this card provides additional services and benefits, including online account access and various fraud protection services. The Applied Bank® Secured Visa® credit card also offers worldwide acceptance at millions of locations, as well as monthly credit bureau reporting. It is important to note that a major drawback of the card is that there is no grace period for purchases. This means that interest will be applied immediately to any charges made with the card. A downside is that this card does not pay interest to the deposit amount, which sets it apart from other secured cards that do. Those who can afford the $200 minimum deposit and do not mind accumulating finance charges once a transaction is posted, will benefit most from the very low rate that the Applied Bank® Secured Visa® Credit Card has to offer.

This review was updated

Reward Program Information

Type Of Rewards:
Reward Program Optional:
	Optional programs may have a fee. See Credit bureau reporting. See website for complete terms and conditions of card usage and application disclosure. for details.

For Cards with Cash Back Incentives
Lowest Possible Rebate:
Highest Possible Rebate:
Additional Rebates:
Rebate Details:

For Cards with Point Incentives
Points Per Dollar Spent:
Additional Points:
Point Details:

For Cards with Airline Incentives
Miles Per Dollar Spent:
Additional Miles:
Program Details:

Rewards Expiration Period:

Annual Limit:

Additional Credit Card Perks

See website for additional benefits.

Special Notations about the Applied Bank® Secured Visa® Credit Card

Credit bureau reporting. See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's Credit bureau reporting. See website for complete terms and conditions of card usage and application disclosure. before applying!