Platinum Business FreedomPass(SM) Credit Card Issued by American Express. This card received a rating of 4.00 out of 5.00

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Basic Credit Card Information

Introductory Rate:	0% APR for 12 Months
Time Period:	12 months
Rate Applied To:	Purchases
Additional Details:	A 7.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the first six months.
Regular APR:	As low as Prime + 3.99%
Variable or Fixed:	Variable
Annual Fee:	$0
Annual Fee Details:	None
Application Fee:	n/app
Participation Fee:	n/app
Reload Fee:	n/app
Inactive Fee:	n/app
Total First Year Fees:	n/app
Type Of Rewards:	Point
Be sure to read the card's Terms and Conditions before applying!

Credit Card Review

The Platinum Business FreedomPass(SM) Credit Card is designed for those with very good credit and who plan to take advantage of the reward program.

Cardholders have access to the reward program with no additional fee. Through the reward program, cardholders earn one point for each dollar spent on all purchases. Plus, cardholders will receive 5,000 bonus points after their first purchase. Points can be redeemed for discounts on purchases at airlines, hotels, car rentals, cruise lines, travel agencies, tour operators, and on-line travel sites. Once the eligible purchase appears on the monthly statement, the cardholder may request the discount redemption to be applied. Points can only be redeemed toward one purchase at a time in 7,500 increments, which is equal to a credit of up to $100. Points never expire, and there is no limit to the amount of points that can be redeemed per eligible purchase; however, they must be redeemed in a single request.

The card has no annual fee and a reasonable interest rate for purchases and balance transfers. Cardholders can also take advantage of the 0% introductory rate on purchases for the first twelve months and the reasonably low 7.99% introductory rate on balance transfers for the life of the loan on balance transfers submitted during the first six months.

As with all business credit cards issued by American Express®, cardholders will be able to take advantage of various additional services and benefits. Some of the benefits include up to $100,000 in travel accident insurance, auto rental insurance, and special discounts from select retailers. It is important to review the disclosures for participating merchant discounts, as restrictions and limitations do apply for the discounts.

Therefore, those who plan to take advantage of the introductory rates and would like to participate in the reward program to earn discounts on eligible purchases will benefit most from what the Platinum Business FreedomPass(SM) Credit Card has to offer.

This review was updated 2008-08-19T00:00:00.0000000-07:00

Reward Program Information

Type Of Rewards:	Point
Reward Program Optional:	No
	Optional programs may have a fee. See Terms and Conditions for details.

For Cards with Cash Back Incentives
Lowest Possible Rebate:	n/app
Highest Possible Rebate:	n/app
Additional Rebates:	n/app
Rebate Details:	n/app

For Cards with Point Incentives
Points Per Dollar Spent:	1 Point
Additional Points:	None
Point Details:	Points can be redeemed for purchases at airlines, hotels, car rentals, cruise lines, travel agencies, tour operators, and on-line travel sites. Once the eligible purchase appears on the monthly statement, the cardholder may request the discount redemption to be applied. Points can only be redeemed toward a purchase in 7,500 increments, which is equal to a credit of up to $100, and they must be redeemed in a single request.

For Cards with Airline Incentives
Miles Per Dollar Spent:	n/app
Additional Miles:	n/app
Program Details:	n/app

Rewards Expiration Period: None

Annual Limit: None

Additional Credit Card Perks

Various Internet account related services. Access to OPEN: The Small Business Network services. Discounts on products and services at participating merchants and retailers. Extended warranty for purchases. Lost luggage insurance. Auto rental insurance. Purchase protection. Year-end financial statement. Up to $100,000 in travel accident insurance. Emergency card replacement. Emergency check-in service. See website for additional benefits.

Special Notations about the Platinum Business FreedomPass(SM) Credit Card

The APR for purchases and balance transfers varies according to the applicant's credit history and will be 3.99%, 5.99%, 7.99% or 9.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's Terms and Conditions before applying!