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Platinum Plus® MasterCard® Credit Card - 1.99 for 10
The Platinum Plus® MasterCard® Credit Card - 1.99 for 10, issued by MBNA Canada, is available to Canadian residents and provides cardholders with fixed interest rates and common platinum cardholder services. There is no annual fee for this credit card program and cardholders will benefit from the low introductory AIR for the first six months on balance transfers and cheque cash advances. Some applicants may even qualify for credit limits upwards of $100,000. The average interest rate (AIR) is fixed for purchases, balance transfers, and cash advances. There is no annual fee. The low introductory rate is available for six months, and applies to balance transfers and cash advance cheques. Cardholders can also take advantage of the platinum benefits that come with the card, which include fraud protection, emergency card replacement, 24-hour customer service, online account access, and access to thousands of ABMs worldwide. Those who do not qualify for the platinum card may be considered for the preferred card, which varies in terms of benefits and credit limits.
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Delta Reserve Credit Card
The Delta Reserve Credit Card, issued by American Express®, is fit for Delta frequent flyers with good credit who want to earn miles with little effort. Although the rewards program offers the standard one mile for every dollar spent on purchases, cardholders will be happy to know that they can earn two miles for every eligible dollar spent buying groceries, at drugstores, home improvement and hardware stores, gas stations, and for certain U.S. postal services. Cardholders can pay for all or part of their flight with miles earned through the Pay with Miles option. For cardholders who are interested in earning miles more speedily, they will rack up to 10,000 Medallion® Qualification Miles (MQMs) after making their first purchase with the card. Cardholders will also earn up to 30,000 MQMs with Built-in Miles Boost(SM) for spending $30,000 in one year. If they spend $60,000 in a year, that will add an additional 15,000 MQMs and bonus miles toward their reward account. MQMs can either be used towards upgrading to Medallion® status or passed on to friends and family members who have Delta SkyMiles® accounts of their own. Every year, cardholders will also be awarded a free companion certificate for domestic travel in either coach or first-class. In addition to the bonus miles that can be earned, cardholders will have access to a wealth of American Express® benefits. Some of the conveniences offered include concierge services, car rental insurance, travel accident insurance, roadside assistance, and emergency services if a card is ever lost, Global Assist® access, and a year-end summary of all account activity. There are also a few protection services available to cardholders which includes extended warranties, purchase return and protection, and a fraud protection guarantee. This card offers an attractive 9.99% APR on balance transfers for the first 12 months of cardmembership. After the first 12 months, the rate for any initial balance
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Escape by Discover® Card
The Escape by Discover® Card, issued by Discover, is a travel rewards card that is perfect for people who are interested in earning travel miles quickly. The rewards program offers cardholders 1,000 miles for each month a purchase is made for the first 25 months of opening an account (for a total of 25,000 Bonus Miles*). At the same time, cardholders will have the flexibility of earning unlimited Double Miles on all of their personal and business purchases. Miles never expire and can be redeemed for booking any airline, cruise, hotel stay, or car rental. You can also exchange your miles for gift cards to 90 brand-name partners or for cash starting at just 1,000 miles. In addition to the rewards program, cardholders will also enjoy enhanced travel benefits including car rental insurance, lost luggage insurance, travel delay insurance, and travel cancellation insurance. While there is a $60 annual fee requirement for this card, cardholders will enjoy a 0% APR on purchases and balance transfers for the first six months of opening an account. The APR for this card is reasonable, although it is important to note that only higher qualifying applicants will receive the lowest rate available. Those who plan to take advantage of the introductory rate and the travel reward program will find that the Escape by Discover® Card has a great deal to offer.
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Chase Sapphire℠
The Chase SapphireSM is a premier travel rewards card that offers excellent credit card features with no annual fee. You'll receive 10,000 bonus points after your first purchase on the credit card, plus you'll get 10 points for every dollar spent shopping at select merchants through the Ultimate Rewards Mall. In addition, you'll receive two points per dollar for all airfare booked through Ultimate Rewards, and one point for every dollar spent on all other purchases. There are no earning caps, point expirations, or blackout dates, so you'll be able to earn unlimited points with this travel credit card. The Chase SapphireSM offers premier travel benefits as well as 24/7 customer service to help you redeem your points and take advantage of this travel rewards card from Chase.
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Blue Sky from American Express(R)
The Blue Sky from American Express® is designed for those with very good credit and who plan to take advantage of the reward program. Through the reward program, cardholders receive one point for every dollar spent on all purchases. An unlimited amount of points can be earned, and points do not expire as long as the card is active and in good standing. Points can be redeemed for discounts on any flight, hotel, rental car, or cruise, without blackout dates or travel restrictions. Points can only be redeemed toward one purchase at a time in 7,500 increments, which is equal to a credit of up to $100. In addition to the benefits of the rewards program, the Blue Sky from American Express® offers auto rental insurance, an online year-end financial statement, and a unique service referred to as "Return Protection". The card has a reasonably low interest rate for purchases and has no annual fee. For six months, cardholders can take advantage of a 0% rate for purchases. Therefore, those who plan to take advantage of the reward program, pay in full each month after the introductory rate expires (to avoid finance charges), and will take advantage of the common benefits and services provided by American Express® will benefit most from what the Blue Sky from American Express® has to offer.
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Chase Sapphire℠ Preferred Card
The Chase Sapphire℠ Preferred Card has enhanced earnings and rewards targeted towards travelers with an annual fee of $85 waived the first year. Earn a free flight - that's 25,000 bonus points after you spend $3,000 in the first 3 months! In addition, you'll receive two points per dollar for all airfare booked through Ultimate Rewards, and one point for every dollar spent on all other purchases. Points are worth 25% more when you redeem travel, and there is a 7% annual points dividend - so you can earn point on your points. There are no earning caps, point expirations, or blackout dates, so you'll be able to earn unlimited points with this travel credit card. The Chase Sapphire℠ Preferred Card offers premier travel benefits as well as 24/7 customer service to help you redeem your points and take advantage of this travel rewards card from Chase.
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Starwood Preferred Guest(R) Credit Card from American Express
The Starwood Preferred Guest® Credit Card from American Express is designed for those with good credit who frequently stay at Starwood hotels and resorts and plan to take advantage of the various benefits and services that are provided. In reference to the reward program, one point is earned for every dollar spent on the card and double points are earned at participating Starwood properties and retail outlets. Cardholders also earn one additional point per $1 spent on qualified purchases through their membership in the Starwood Preferred Guest® loyalty program. Points can be redeemed for various travel services, such as free hotel stays and airline travel. Cardholders also earn 10,000 bonus points after their first purchase, which is enough for up to three free nights and 15,000 Bonus Starpoints® after spending $15,000 In 6 months. Points do not expire as long as the account is active within a one-year period. Perhaps what is most impressive about the program is the fact that cardholders can transfer earned points to a variety of frequent flyer programs. Aside from the reward program, the card does offer a variety of benefits such as travel accident insurance, auto rental insurance, discounts via the Offer Zone, and various fraud protection services (see website for all benefits available). The interest rate for purchases is average (for a reward card), and there is an annual fee of $45 that is waived the first year. There is also a low introductory rate for purchases and balance transfers for the first six months. Future balance transfers will be 9.99% + the current Prime Rate. Therefore, those who can afford to pay in full each month after the introductory rate expires (to avoid finance charges), frequently stay at Starwood hotels and resorts (to earn additional points), and can accumulate enough points for a free hotel stay or other travel-related service within a two-year period will benefit most from what the Starwood Preferred Guest® Cre
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Miles by Discover® Card
The Miles by Discover® Card, issued by Discover, is designed for those with very good credit who plan to take advantage of the travel reward program. Through the reward program, cardholders earn double miles on up to $3,000 in travel and restaurant purchases and one mile for every dollar spent on general purchases. Earned miles can be redeemed for airfare or reduced airfare on most major U.S.-based airlines with no blackout dates. Miles can also be redeemed for gift cards from 90 brand-name partners or cash. Cardholders earn 1,000 bonus miles in every month that they make a purchase during the first year of cardmembership for up to 12,000 bonus miles. There is a maximum of 60,000 miles that may be accumulated per year, but miles will not expire as long as the account remains active within a 36-month period. In addition, the card offers platinum benefits that include auto rental insurance, up to $500,000 in travel accident insurance, and various Internet account related services. The Miles by Discover® Card has a 0% introductory rate on purchases and balance transfers for six months with no annual fee. The APR for this card is reasonable, although it is important to note that only higher qualifying applicants will receive the lowest rate available. Therefore, those who plan to take advantage of the introductory rate and the reward program will benefit most from what the Miles by Discover® Card has to offer.
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Platinum Delta SkyMiles(R) Credit Card from American Express
The Platinum Delta SkyMiles® Credit Card from American Express, is by far the best of all Delta SkyMiles® Cards and is designed for those who have a very good credit history. Cardholders receive one mile for every dollar spent on general purchases and two miles for every dollar spent at participating retailers and merchants (including Delta Air Lines related purchases). Twenty thousand bonus miles are awarded to new applicants with their first purchase, 5,000 of which are Base Miles to be applied towards the Medallion Status program for upgrade opportunities, mileage bonuses, and more. Miles do not have an expiration date (if travel is made through Delta Air Lines at least once every two years) and there is no yearly limit, unlike the gold and standard cards that do have yearly limits (based on annual spending). This card has an annual fee of $150 per year and the the APR for purchases and balance transfers is above average for a rewards card. As far as additional benefits go, Cardholders can expect many of the common benefits and services provided by American Express®, such as auto rental insurance, travel accident insurance, year-end financial statements, and various purchase protection related services. Therefore, those who plan to spend at least $3,000 or more a month due the card's high annual fee, frequently fly on Delta Air Lines, and will use the card at participating retailers and merchants (to accumulate additional miles) will benefit most from what the Platinum Delta SkyMiles® Credit Card from American Express has to offer.
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