AccountNow® Vantage Prepaid MasterCard®Issued by MetaBank.This card received a rating of 4.00 out of 5.00 |
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Basic Credit Card Information
| Introductory Rate: | No Introductory Rate Available |
| Time Period: | n/a |
| Rate Applied To: | None |
| Additional Details: | n/app |
| Regular APR: | n/app |
| Variable or Fixed: | n/app |
| Annual Fee: | $0 |
| Annual Fee Details: | **No additional cardholders allowed on this card. |
| Application Fee: | $9.95** |
| Participation Fee: | $119.40 ($9.95 monthly) |
| Reload Fee: | $0 (except for bank wires) |
| Inactive Fee: | $0 |
| Total First Year Fees: | $129.35 |
| Type Of Rewards: | n/app |
| Be sure to read the card's Terms and Conditions before applying! | |
Credit Card Review
The AccountNow® Vantage Prepaid MasterCard®, issued by MetaBank, is a stored value card designed for those who may have difficulty in obtaining a standard unsecured credit card.
Although the card does not require a banking account to be opened, it does require payments in advance, which are then used to offset future purchases made with the card.Advance payments can be funded directly from the cardholder's paycheck and automatically loaded to the card every pay period. The card can also be loaded by wiring money from an established bank account or through MoneyGram® ExpressPayment®.It is important to note that there are some fees associated with this card that include an account set up fee of $9.95 (waived with direct deposit loads) and a monthly participation fee of $9.95, which amounts to $119.40 annually. There is no additional charge for U.S. purchases. So, in the first year alone, a cardholder can expect to pay a minimum total of $129.35 in fees.It is common for stored value cards to lack benefits; however, this card does offer a free bill pay service (for the first seven transactions each month) and access to a free credit builder service, which reports bill payment information to a national credit reporting agency.Therefore, those who are looking for a stored value card with flexibility to pay in advance for purchases, do not mind paying upfront fees, and would like the opportunity to participate in the credit builder service will find the AccountNow® Vantage Prepaid MasterCard® to be a beneficial option.This card offers cardholders their choice of two unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan).This review was updated 2008-07-30T00:00:00.0000000-07:00
Reward Program Information
| Type Of Rewards: | n/app |
| Reward Program Optional: | n/app |
| Optional programs may have a fee. See Terms and Conditions for details. |
| For Cards with Cash Back Incentives | |
| Lowest Possible Rebate: | n/app |
| Highest Possible Rebate: | n/app |
| Additional Rebates: | n/app |
| Rebate Details: | n/app |
| For Cards with Point Incentives | |
| Points Per Dollar Spent: | n/app |
| Additional Points: | n/app |
| Point Details: | n/app |
| For Cards with Airline Incentives | |
| Miles Per Dollar Spent: | n/app |
| Additional Miles: | n/app |
| Program Details: | n/app |
Rewards Expiration Period: n/app
Annual Limit: n/app
Additional Credit Card Perks
Special Notations about the AccountNow® Vantage Prepaid MasterCard®
This card offers cardholders their choice of two unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan). **The account set up fee of $9.95 is waived with direct deposit loads. The direct deposit limit plus the cash deposit limit is the maximum deposit. There is no transaction fee for U.S. purchases. $1 fee for ATM balance inquiries. $1 fee for international purchases. No credit checks or turn downs. No employment verifications. Must be at least 18 and a U.S. citizen or permanent resident. See website for complete terms and conditions of card usage and application disclosure.Always read the credit card's Terms and Conditions before applying!
